Citi ® Flex Loan Access money from your own Citi card’s current personal line of credit.

Citi ® Flex Loan Access money from your own Citi card’s current personal line of credit.

See in the event your Citi bank card comes with an offer to assist you handle life’s anticipated and unanticipated costs. No credit or application inquiry if you are a Citi cardmember.

A easy method to access fast funds together with your Citi charge card.

Citi Flex Loan

  • Overview
  • Transcript

Citi Flex Loan on Card

Citi ® Flex Loan Fast funds, from the comfort of your Citi Card

Why choose Citi Flex Loan?

Fixed APR

The attention price for this offer shall remain fixed for the duration of the mortgage.

No Application

A Citi Flex Loan leverages the current line of credit in your Citi bank card, generally there’s no application, credit inquiry or origination charge.

Select Payment Timeline

Choose that loan quantity and repayment terms both predicated on your eligibility.

Personalize your loan your path

For illustrative purposes only. Real Offer Terms will change.

Select your qualified loan quantity leveraging your available credit line. Your payment that is monthly is determined.

Choose from the term that is available. Your APR is fixed through the duration of your Flex Loan.

Select deposit that is direct get funds in as low as one working day, or check by mail.

Once you have finished the loan procedure and received your funds, you will see the facts of one’s Flex Loan on your own next declaration summary under Citi Flex Arrange.

Calculate your repayments.

Get a sense of everything you’d spend predicated on your loan that is eligible quantity.

For illustrative purposes only predicated on a 9.99per cent APR. Real Offer Terms will change.

Given that’s fast funds with no hassle

To remain now to see for those who have an available citi flex loan offer.

Citi? Flex Arrange FAQs

Item Description

  • What exactly is a Citi Flex Arrange?

Every once in awhile, Citi may provide you the opportunity to create a Citi Flex intend to make fixed payments which can be month-to-month pay down acquisitions or that loan against your card’s personal line of credit. There are two main approaches to produce a Citi Flex Arrange. With Citi Flex Pay, you’ll buy eligible deals under a Citi Flex Arrange. With Citi Flex Loan you should use your credit line to gain access to funds and pay for all funds under a Citi Flex Arrange.

A Citi Flex Loan is a Citi Flex Arrange choice which allows one to borrow cash from your current Citi charge card account’s borrowing limit and repay it at a hard and fast apr, in fixed monthly premiums over a group period. No split application is required.

Citi Flex Pay is just a Citi Flex Arrange choice which allows one to take a person bank card purchase and pay it back over a group extent with fixed re payments and a set apr.

Yes, the Citi Flex Arrange amount will be based upon the credit that is available your Citi charge card title loans pennsylvania during the time you request your Citi Flex Plan.

A Citi Flex Loan is paid back in fixed payments, over a group extent. It’ll have A apr that is fixed lasts before the Loan balance is compensated in complete. In comparison, a stability transfer typically includes a marketing APR for a certain duration of the time and becomes element of your credit card balance that is revolving.

A Citi Flex Loan will not demand an application that is separate credit bureau check. Funds are borrowed from your own Citi that is existing credit’s available personal line of credit. You should have one combined declaration and another minimal payment per month on your charge card account. A normal individual installment loan is a split account and personal line of credit, and certainly will typically need a credit card applicatoin and credit bureau check.

See www. Citi/flexloan for additional details.

Getting a Citi Flex Loan

  • How can I determine if i will be entitled to a Citi Flex Loan?

We may, from time for you time, provide you with the chance to get a Citi Flex Loan. You can view in case a Citi Flex Loan offer can be acquired for your requirements via your Citi on line account. Citi Flex Loan provides might be presented in your Account Overview web page or perhaps you may see available provides by picking the „Services/Credit Card solutions“ option through the top menu club. You might additionally phone Citi customer support to test for available provides.

First determine for those who have any available provides via Citi Online or phone Citi customer care. If so, choose your offer and select the payment per month choice that best matches your requirements. Your payment per month choices are predicated on your available payment terms and asked for loan amount (up to the optimum amount open to you once you request your loan).

No, there is absolutely no cost charged for requesting a Citi Flex Loan. Other account costs, such as for example belated re re payment costs, may nevertheless use.

The minimum amount you borrow via a Citi Flex Loan is $500. The most loan amount it is possible to borrow using a Citi Flex Loan vary centered on your credit that is available limit creditworthiness as well as other facets during the time you request a Citi Flex Loan.

You can travel to the Citi Flex Arrange reputation web web Page or Citi mobile phone software to see the status of the Citi Flex Loan, your re payment history and also the balance that is remaining your Citi Flex Loan.

In the event that you choose direct deposit, generally in most cases your Citi Flex Loan funds should really be deposited to your banking account in 1-2 company times. If you decide to be given a check, you need to get a check payable to you within 10 times.

Citi Flex Loans aren’t entitled to make benefits points or cash return.

Citi Flex Arrange Servicing

  • How exactly does a Citi Flex Loan show up on my declaration?